Buyer guides for adult wellness sourcing

Adult wellness merchants face chargeback rates 2–3x higher than general e-commerce, and a single bad month above 1% threshold can trigger payment processor termination. This guide builds a complete chargeback prevention and dispute management system, covering root causes, dispute documentation, and the returns policy structure that reduces friendly fraud.

Section 301 tariffs have added 7.5%–25% to the cost of importing most Chinese adult wellness products into the United States. This guide explains which HTS codes are affected, how to calculate your true US landed cost including Section 301 exposure, what exclusion and mitigation strategies exist, and how your Chinese factory's documentation affects your customs position.

The payment terms you negotiate with your Chinese adult wellness factory affect your cash flow, your risk exposure, and your negotiating leverage on price. This guide explains T/T structures (30/70, 50/50), when to use Letters of Credit, how escrow services work for new factory relationships, and what trade finance tools are available to buyers scaling their import volume.

A USD 12 unit quoted EXW can cost more landed than a USD 14 unit quoted DDP. This guide breaks down every relevant Incoterm — EXW, FOB, CIF, DAP, and DDP — with real cost examples, risk tables, and a decision framework so you can negotiate smarter with your Chinese adult wellness factory.